Responsible financing solutions for over a decade

Since the establishment in 2005, C Finance has offered responsible lending services to consumers in Finland and Sweden. Now we operate two brands in Sweden and one in Finland and are in a continuous phase of growing.

C Finance is a privately owned Ltd, consisting of C Finance Oy in Finland and C Finance AB in Sweden. C Finance was first established in Finland in 2005 and one year later, in 2006, it was established in Sweden. Currently C Finance employs a total of 15 employees in Finland and Sweden.

We are a rapidly growing consumer financing company. We offer easily accessible unsecured loans online with focus on user friendliness and quality of the service to customers who are in need of financial aid. Responsible lending and the quality of credit decisions are key values for our business and we continuously develop our state of the art credit decision system.

Authorised LEnder

In order to mediate credit to customers, permission from supervising authorities is needed. CF Oy has been approved as a lender by the Regional State Administrative Agencies on the 7th of December 2010. CF AB was approved by the the Swedish Financial Supervisory Authority (FSA) on the 1st of June 2017.


business in brief

  • Vast experience in consumer lending
  • Own IT system
  • Easily scalable business model
  • Three brands: Meddelandelån, LuottoRaha, FlexLimit 
  • High customer satisfaction
  • Established: 2005
  • Group structure: C Finance Oy (Finland) & C Finance AB (Sweden)
  • Group turnover: 5,7 MEUR (2016)
  • Type of service: B2C
  • Headquarters: Helsinki, Finland
  • Personnel: 15

Our brands

C Finance has three different brands in the two countries; Meddelandelån and FlexLimit in Sweden, and LuottoRaha in Finland. Learn more about our brands here.

C Finance has helped over 250 000 customers in the Nordics with easily accessible financial services.